Why choose legalbono

No Win-No Fee You only pay when we've won your case

Viability analysis at no cost We study all the abusive terms on your mortgage and claim them

99% success rate We have a huge amount of expertise in the banking industry

Compensation in advance If your case is viable, you could receive part of your money without putting up with long respites

Banco Popular owes you money

When you formalised your mortgage, several abusive terms were included in your deed. These terms obliged you to pay a series of expenses such as notary fees, property registration office fees, an origination fee...

However, it must be the bank itself the one assuming those expenses, not the customer.

We will help you to get back that money claiming those expenses to Banco Popular.

More information about Banco Popular

Banco Popular is one of the Spanish banks that have introduced floor clauses in their mortgage contracts the most.

In June 2017, Banco Popular was sold to Banco Santander for the symbolic price of €1. From now on, Banco Santander is the one who responds to the claims and lawsuits of ex-Banco Popular former clients.

How does it work?
By answering some questions, you will know if you qualify for claiming (and get a few extra quid in the pocket)

Formulario

Starting your claim to Banco Popular is very easy. You can fill out the form from your computer or smartphone at any time. You just have to:

1. Answer some simple questions.

2. Scan and send us the requested documentation.

3. A legal expert will contact you to let you know how much money you can claim back.

Claim to Banco Popular

Any doubts left about Banco Popular mortgage expenses?

What are the mortgage incorporation expenses?

They are all the expenses associated to the constitution of the mortgage the bank obliged to pay to the consumers. For example, notary expenses, property registration, management fees, the tax on documented legal acts...

What happened with the mortgage incorporation expenses?

Banco Popular forced the consumer to pay for the mortgage's incorporation expenses, assuming a considerable extra outlay. However, the Supreme Court has considered that, since the bank is the main interested in registering the mortgage loan deed, it must be the bank the one assuming those expenses and not the consumer.

How do I know if I have paid the mortgage incorporation expenses?

If you have a mortgage, then you likely have paid for the mortgage incorporation expenses. Mortgage incorporation expenses were introduced in almost every mortgage loan.

Can I claim the mortgage incorporation expenses?

Yes, you can (and should) claim as long as it hasn't passed more than 4 years since you finished paying your mortgage. The expenses you will be able to claim are:

Management fees
Notary fees
Registration fees
Housing appraisal costs
Bank comissions

What will I get if my claim against Banco Popular succeeds?

If we win your claim, the bank must return you the mortgage incorporation expenses to which we referred in the previous question (including the amount corresponding to the tax of documented legal acts), all added to the legal interest of your money to count from the moment you made the payment of these amounts.

Can you guarantee the success of the claim?

No, we can't guarantee you a 100% chance of success. What we can tell you is that, despite the fact that no claim can have a 100% success rate, mortgage incorporation expenses claims are accepted in a very high percentage and, unless your case is very specific, we are very likely to win your claim. Anyway, remember that we operate under a policy "no win, no fee" so, in the remote case that we lost, you would not pay our fees.

What documentation do I need to claim against Banco Popular?

You just have to fill in the form with the information that we will ask you. There will be a point where you must enclose the following documentation:

Mortgage deed
Amortization table of your loan
Invoice of the property registration
Invoice of the notary
Invoice of the management company
Invoice of the tax of documented legal acts

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